Quick Answer: What Is The Goal Of PCI DSS?

What are the 12 PCI DSS requirements?

What are the 12 requirements of PCI?Protect your system with firewalls.Configure passwords and settings.Protect stored cardholder data.Encrypt transmission of cardholder data across open, public networks.Use and regularly update anti-virus software.Regularly update and patch systems.Restrict access to cardholder data to business need to know.More items….

How do I get PCI DSS certified?

When you’re ready to become PCI compliant, these are the five steps you’ll need to take:Analyze your compliance level. Advertisement. … Fill out the self-assessment questionnaire. … Make any necessary changes. … Find a provider that uses data tokenization. … Complete a formal attestation of compliance. … File the paperwork.

Is PCI a certification?

PCI DSS certification PCI certification ensures the security of card data at your business through a set of requirements established by the PCI SSC. These include a number of commonly known best practices, such as: Installation of firewalls.

How do I become PCI DSS QSA?

The PCI Council requires all training attendees to be full time employees of a Validated QSA company. The security professional will then need to complete the application process with the PCI Council and undergo and pass the Council’s two-day QSA training course and an open-book exam and receive official certification.

What are the 4 things that PCI DSS covers?

PCI-DSS covers various things about your business, like:Handling of data by your computer systems.Separation of program execution and data storage.Guarding against employee theft of data.Guarding against internet-based intrusions.Proper disposal of hard drives.Tracking of human access to hardware.More items…•

Who Does PCI apply to?

The PCI DSS applies to all entities that store, process, and/or transmit cardholder data. It covers technical and operational system components included in or connected to cardholder data. If you are a merchant who accepts or processes payment cards, you must comply with the PCI DSS.

What happens if I am not PCI compliant?

If a data breach occurs and you’re not PCI compliant, your business will have to pay penalties and fines ranging between $5,000 and $500,000. … If you’re not PCI compliant, you run the risk of losing your merchant account, which means you won’t be able to accept credit card payments at all.

Does PCI DSS apply to debit cards?

Yes, debit cards — along with credit and prepaid cards — that are branded with a logo of one of the five partners in PCI SSC are in scope for PCI compliance. The five partners are Visa, MasterCard, Discover, American Express and JCB International.

Is cardholder name PCI data?

A: The PCI Security Standards Council (SSC) defines ‘cardholder data’ as the full Primary Account Number (PAN) or the full PAN along with any of the following elements: Cardholder name.

Who needs PCI DSS?

Service Providers Like merchants, any business that processes, handles or stores credit card data on behalf of a merchant is required to be PCI DSS Compliant. Visa maintains a list of Global PCI DSS Validated Service Providers on their website.

What does PCI DSS protect?

Requirement 3 of the Payment Card Industry’s Data Security Standard (PCI DSS) is to “protect stored cardholder data.” The public assumes merchants and financial institutions will protect data on payment cards to thwart theft and prevent unauthorized use.