What Level Of PCI Compliance Do I Need?

How is PCI compliance level calculated?

Level 1: Merchants processing over 6 million card transactions per year.

Level 2: Merchants processing 1 to 6 million transactions per year.

Level 3: Merchants handling 20,000 to 1 million transactions per year.

Level 4: Merchants handling fewer than 20,000 transactions per year..

What is a PCI Level 4 merchant?

Level 4: Merchants with fewer than 20,000 online transactions a year or any merchant processing up to 1 million regular transactions per year. …

How do I become PCI compliant?

When you’re ready to become PCI compliant, these are the five steps you’ll need to take:Analyze your compliance level. Advertisement. … Fill out the self-assessment questionnaire. … Make any necessary changes. … Find a provider that uses data tokenization. … Complete a formal attestation of compliance. … File the paperwork.

What is Level 3 PCI compliance?

The Payment Card Industry Data Security Standard’s (PCI DSS) compliance Level 3 applies to mid-size merchants that, generally speaking, process between 20,000 and 1 million credit card transactions per year.

Do small businesses need to be PCI compliant?

What PCI Levels and Requirements Apply to Your Business? If you accept credit or debit cards, small business PCI compliance is a must regardless of the size of your business. You must comply with all applicable standards even if you only process one credit card transaction per year.

Where do I get a PCI compliance certificate?

Instead of submitting the self-assessment questionnaire (SAQ) and Attestation of Compliance to your acquiring bank, you may choose to pass an on-site audit by a PCI Security Standards Council-certified Qualified Security Assessor (QSA) or your own Internal Security Assessor, and have them file a Report on Compliance ( …

How do I pass a PCI compliance scan?

Tips for successful PCI compliance scans include the following:Build a team of dedicated individuals. … Scan frequently. … Perform both external and internal vulnerability scans. … Act quickly on failed scans. … Be thorough.

What happens if you are not PCI compliant?

If a data breach occurs and you’re not PCI compliant, your business will have to pay penalties and fines ranging between $5,000 and $500,000. … If you’re not PCI compliant, you run the risk of losing your merchant account, which means you won’t be able to accept credit card payments at all.

How do I become PCI compliant for free?

Level 4 merchants typically can become PCI compliant for free because less elaborate validation documents are required, and merchants can fill out self-assessed questionnaires rather than having to hire an Approved Scanning Vendor (ASV) such as ControlScan.

What are the levels of PCI compliance?

A guide to the 4 PCI DSS compliance levelsLevel 1: Merchants that process over 6 million card transactions annually.Level 2: Merchants that process 1 to 6 million transactions annually.Level 3: Merchants that process 20,000 to 1 million transactions annually.Level 4: Merchants that process fewer than 20,000 transactions annually.

How do I become PCI Level 1 compliant?

RequirementsAnnual Report on Compliance by a Qualified Security Assessor.Quarterly network scan by an Approved Scanning Vendor (ASV)Penetration Test.Internal Scan.Submission of completed Attestation of Compliance Form.

What is PCI compliance checklist?

At a summary level, the PCI compliance checklist for merchants and other businesses that handle payment card data consists of 12 requirements mandated by the PCI DSS: … Protect stored cardholder data. Encrypt transmission of cardholder data across open, public networks. Use and regularly update anti-virus software.

What are the 12 PCI compliance requirements?

What are the 12 requirements of PCI?Protect your system with firewalls.Configure passwords and settings.Protect stored cardholder data.Encrypt transmission of cardholder data across open, public networks.Use and regularly update anti-virus software.Regularly update and patch systems.Restrict access to cardholder data to business need to know.More items…

Who is subject to PCI compliance?

In general, PCI compliance is required by credit card companies to make online transactions secure and protect them against identity theft. Any merchant that wants to process, store or transmit credit card data is required to be PCI compliant, according to the PCI Compliance Security Standard Council.

Is there a PCI certification?

PCI DSS certification PCI certification ensures the security of card data at your business through a set of requirements established by the PCI SSC. These include a number of commonly known best practices, such as: Installation of firewalls. Encryption of data transmissions.